Important changes to our Residential ranges

To allow a greater focus on our core business area of Buy to Let, we'll be making the following changes to our Residential ranges with effect from Thursday 31 October 2013.

Please note that our current range of Buy to Let products is not affected by this change.


  • The Residential Guarantor range will be withdrawn
  • The Residential Further Advance range will be withdrawn

Residential Switcher range rate changes

  • All 2 year fixed Residential Switcher rates will reduce by up to 0.35%
  • The 5 year fixed Residential Switcher rate at 80% LTVwill reduce by 0.15%
  • The 5 year fixed Residential Switcher rate at 85% LTV will increase by 0.05%

The new Residential Switcher product guide will be available to download from our literature page as of tomorrow.

Securing current products
You can secure any Residential Guarantor or Residential Further Advance products by submitting a paper application postmarked no later than Wednesday 30 October 2013. To secure a Residential Switcher product, please use our Online Mortgage Switcher and submit the application by 11pm Wednesday 30 October 2013.