10 year fixed rates at 4.99%

With effect from Tuesday 13 January, we're introducing a range of longer term options. These include new 5 year fixed products at 80% LTV and 10 year fixed products at 75% LTV (all with a stress rate of 4.99%).

See a summary of the changes below:

New products

  • 10 year fixed rates up to 75% LTV at 4.99% with a £995 fee
  • 5 year fixed rate up to 75% LTV at 4.19% with a £1,995 fee
  • 5 year fixed rates up to 80% LTV starting from 4.49%
  • Existing Houses in Multiple Occupation (HMO) products replaced with new fee options

Reductions to existing products

  • 5 year fixed up to 75% LTV with a £995 fee will be reduced by 0.10% to 4.39%
  • 2 year fixed up to 80% LTV with a 2.50% fee will be reduced by 0.15% to 3.99%

Withdrawn products and end date extensions

  • 2 year fixed rates up to 80% LTV with a £995 fee will be withdrawn
  • End dates across all new business and existing customer products extended

Download the new Buy to Let product guide

Download the new Lending Criteria

Securing current products

As a result of these changes, all product codes will be updated. You can secure any current products available via TMW Online or TMW MTE by submitting a Full Mortgage Application (FMA) by 8pm Monday 12 January.

Where applicable, paper applications must be postmarked up to Monday 12 January.

Need to get in touch?

Contact your local BDM or our Regional Sales Support team.