Product finder

Use the product finder below to search for the best deals we can offer your client.

*Maximum LTV.

  • All arrangement fees may be added to the loan.
  • Interest will be charged.
  • Minimum % arrangement fee £595

Buy to Let exposure with Nationwide Group of over £1m (before or after new loan):

  • Fixed rates: new property application based on product pay rate or 5.99%, whichever is higher
  • Tracker/Variable rates: new property application based on product pay rate + 0.5% or 5.99%, whichever is higher

*Maximum LTV.

  • All arrangement fees may be added to the loan.
  • Interest will be charged.
  • Minimum % arrangement fee £595

Buy to Let exposure with Nationwide Group of over £1m (before or after new loan):

  • Fixed rates: new property application based on product pay rate or 5.99%, whichever is higher
  • Tracker/Variable rates: new property application based on product pay rate + 0.5% or 5.99%, whichever is higher

† Free standard valuation and free standard legals or cashback products available through TMW Online for single property applications. Please see our Lending Criteria for full terms and conditions.


View our full lending criteria You can view our criteria in more detail by clicking on one of the following links:

First Time Landlords

Classified as applicants who have not owned and let a Buy to Let property for the last six months. Please see our Lending Criteria for more information.

Switch to Fix Option

Switch to Fix option allows an applicant to switch to an existing customer fixed rate, within the same product range, at any time during the benefit period without incurring Early Repayment Charges.

Remortgaging existing residential properties

All first time and experienced landlord applicants who are remortgaging their existing residential property as a Buy to Let must choose from the Let to Buy product range.

Rewarding loyalty with our dedicated Let to Buy range

If your client is remortgaging their current residential property as a Buy to Let with TMW, they can apply for their onward residential mortgage with Nationwide.

Your client could benefit from our dedicated Let to Buy product range that offers £250 cashback, in addition to the free valuation that comes as standard with all TMW Let to Buy products.

This joint proposition is only available through intermediaries. For details on how to submit cases for simultaneous TMW and NFI applications, please read our Let to Buy processing guide.

Early Repayment Charges (ERCs)


ERCs Until

Product Type

Lifetime Variable
2 Year Tracker
2 Year
Fixed
3 Year
Fixed
5 Year
Fixed
10 Year Fixed
31/12/16
2%
 
 
 
 
 
30/06/17
 
2%
3%
4%
6%
7%
30/06/18
 
1%
2%
3%
5%
7%
30/06/19
 
 
 
2%
4%
7%
30/06/20
 
 
 
 
3%
7%
30/06/21
 
 
 
 
2%
6%
30/06/22
 
 
    
5%
30/06/23
 
     
4%
30/06/24
 
     
3%
30/06/25
 
 
    
2%
30/06/26
 
 
    
1%