New business rate change

From Friday 29 April 2022, we're increasing selected rate across our New Business and Existing Customer ranges.

We're also extending End Dates across all New Business products.

Please see below for full details:


New Business - Buy to Let - Purchase and Remortgage

  • 1 Year Fixed rate, 75% LTV with 1% fee - increased from 1.99% to 2.19%

  • 2 Year Fixed rate, 65% LTV with 2% fee - increased from 1.69% to 1.94%
  • 2 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.24% to 2.49%
  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.34% to 2.64%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 2.69% to 2.94%

  • 2 Year Fixed rate, 75% LTV with 2% fee - increased from 1.94% to 2.04%
  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.29% to 2.59%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.39% to 2.74%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.94% to 3.04%

  • 2 Year Fixed rate, 80% LTV with 2% fee - increased from 2.49% to 2.79%
  • 2 Year Fixed rate, 80% LTV with £995 fee - increased from 2.99% to 3.49%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.49% to 3.79%

  • 5 Year Fixed rate, 65% LTV with 2% fee - increased from 2.29% to 2.59%
  • 5 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.42% to 2.79%
  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 2.47% to 2.89%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 2.69% to 2.99%

  • 5 Year Fixed rate, 75% LTV with 2% fee - increased from 2.59% to 2.69%
  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.64% to 2.89%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 2.74% to 2.99%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 2.99% to 3.09%

  • 5 Year Fixed rate, 80% LTV with 2% fee - increased from 3.09% to 3.44%
  • 5 Year Fixed rate, 80% LTV with £995 fee - increased from 3.29% to 3.74%
  • 5 Year Fixed rate, 80% LTV with £0 fee - increased from 3.59% to 3.84%

New Business - Buy to Let - Purchase and Remortgage (Free Standard Valuation & £400 Cashback)

  • 2 Year Fixed rate, 65% LTV with 2% fee - increased from 2.14% to 2.49%
  • 2 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.34% to 2.64%
  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.49% to 2.84%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 3.19% to 3.49%

  • 2 Year Fixed rate, 75% LTV with 2% fee - increased from 2.24% to 2.59%
  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.44% to 2.74%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.64% to 2.94%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.24% to 3.59%

  • 2 Year Fixed rate, 80% LTV with 2% fee - increased from 2.89% to 3.29%
  • 2 Year Fixed rate, 80% LTV with £995 fee - increased from 3.29% to 3.69%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 4.29%

  • 5 Year Fixed rate, 65% LTV with 2% fee - increased from 2.44% to 2.79%
  • 5 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.44% to 2.84%
  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 2.54% to 2.94%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 2.99% to 3.19%

  • 5 Year Fixed rate, 75% LTV with 2% fee - increased from 2.69% to 2.89%
  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.69% to 2.94%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 2.79% to 3.04%

  • 5 Year Fixed rate, 80% LTV with 2% fee - increased from 3.29% to 3.59%
  • 5 Year Fixed rate, 80% LTV with £995 fee - increased from 3.39% to 3.79%
  • 5 Year Fixed rate, 80% LTV with £0 fee - increased from 3.79% to 3.99%

New Business - Buy to Let - Remortgage Only (Free Standard Valuation & Free Legals)

  • 2 Year Fixed rate, 65% LTV with 2% fee - increased from 1.89% to 2.14%
  • 2 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.34% to 2.59%
  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.44% to 2.69%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 2.89% to 3.14%

  • 2 Year Fixed rate, 75% LTV with 2% fee - increased from 1.99% to 2.24%
  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.44% to 2.69%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.59% to 2.79%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.99% to 3.24%

  • 5 Year Fixed rate, 65% LTV with 2% fee - increased from 2.39% to 2.69%
  • 5 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.47% to 2.84%
  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 2.52% to 2.89%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 2.89% to 3.09%

  • 5 Year Fixed rate, 75% LTV with 2% fee - increased from 2.69% to 2.79%
  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.69% to 2.94%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 2.79% to 2.99%

New Business - Buy to Let - Further Advance Only (Free Standard Valuation)

  • 2 Year Fixed rate, 65% LTV with 1% fee - increased from 2.39% to 2.64%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 2.89% to 3.14%

  • 2 Year Fixed rate, 75% LTV with 1% fee - increased from 2.49% to 2.74%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.99% to 3.24%

  • 2 Year Fixed rate, 80% LTV with 1% fee - increased from 3.39% to 3.79%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 4.29%

  • 5 Year Fixed rate, 65% LTV with 1% fee - increased from 2.69% to 2.89%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 2.89% to 3.09%

  • 5 Year Fixed rate, 80% LTV with 1% fee - increased from 3.59% to 3.79%
  • 5 Year Fixed rate, 80% LTV with £0 fee - increased from 3.79% to 3.99%

New Business - Buy to Let - Green Further Advance Only* (Free Standard Valuation) * available where 100% of funds will be used for Green improvements to the security (see lending criteria for more details)

  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.29% to 2.69%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 2.29% to 2.69%

New Business - Let to Buy - Remortgage Only (Free Standard Valuation & £400 Cashback)

  • 2 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.54% to 2.84%
  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.69% to 3.04%

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.64% to 2.94%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.84% to 3.14%

  • 2 Year Fixed rate, 80% LTV with £995 fee - increased from 3.64% to 3.89%

  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 2.74% to 3.14%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 2.99% to 3.24%
  • 5 Year Fixed rate, 80% LTV with £995 fee - increased from 3.74% to 3.99%

New Business - Houses in Multiple Occupation (HMO) - Purchase, Remortgage & Further Advance

  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.94% to 3.14%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 3.19% to 3.44%

  • 2 Year Fixed rate, 75% LTV with 2% fee - increased from 2.29% to 2.54%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 3.09% to 3.24%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.29% to 3.54%

  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 3.24% to 3.39%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 3.39% to 3.49%

  • 5 Year Fixed rate, 75% LTV with 2% fee - increased from 2.99% to 3.19%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.34% to 3.49%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 3.59%

New Business - Large Portfolio Buy to Let - Further Advance Only (Free Standard Valuation)

  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.04% to 3.54%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 3.99%

  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.54% to 3.59%
  • 5 Year Fixed rate, 80% LTV with £0 fee - increased from 3.94% to 3.99%

New Business - Large Portfolio Buy to Let - Green Further Advance Only* (Free Standard Valuation) * available where 100% of funds will be used for Green improvements to the security (see lending criteria for more details)

  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.29% to 2.69%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 2.29% to 2.69%

New Business - Large Portfolio Buy to Let - Remortgage Only (Free Standard Valuation & Free Legals)

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.64% to 3.19%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.79% to 3.29%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.04% to 3.44%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.24% to 3.49%

New Business - Large Portfolio Buy to Let - Purchase & Remortgage (Free Standard Valuation & £400 Cashback)

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.64% to 3.24%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.79% to 3.44%
  • 2 Year Fixed rate, 80% LTV with £995 fee - increased from 3.74% to 3.94%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.04% to 3.44%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.24% to 3.54%

New Business - Large Portfolio Let to Buy - Remortgage Only (Free Standard Valuation & £400 Cashback)

  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.99% to 3.64%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.39% to 3.74%

New Business - Large Portfolio Houses in Multiple Occupation (HMO) - Purchase, Remortgage & Further Advance

  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 3.09% to 3.49%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.34% to 3.74%

New Business - Limited Company Buy to Let - Purchase, Remortgage & Further Advance (Free Valuation)

  • 1 Year Fixed rate, 75% LTV with 2% fee - increased from 1.99% to 2.19%

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.94% to 3.44%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.99% to 3.49%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.39% to 3.89%

  • 2 Year Fixed rate, 80% LTV with 2% fee - increased from 2.99% to 3.14%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.99% to 4.14%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.99% to 3.49%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.09% to 3.59%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.39% to 3.89%

New Business - Limited Company Buy to Let - Remortgage Only (Free Valuation & Free Legals)

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.19% to 3.69%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 3.24% to 3.74%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 4.14%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.09% to 3.59%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.19% to 3.69%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 3.99%

New Business - Limited Company Buy to Let - Green Further Advance Only* (Free Standard Valuation) * available where 100% of funds will be used for Green improvements to the security (see lending criteria for more details)

  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 2.99% to 3.49%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 2.99% to 3.49%

New Business - Limited Company Houses in Multiple Occupation (HMO) - Purchase, Remortgage & Further Advance

  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 3.09% to 3.49%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 3.89%

  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 3.34% to 3.59%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 3.89%



Existing Customers - Buy to Let - Switchers Only

  • 1 Year Fixed rate, 65% LTV with 2% fee - increased from 1.00% to 1.39%

  • 2 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.59% to 2.84%
  • 2 Year Fixed rate, 65% LTV with £995 fee - increased from 2.69% to 2.94%
  • 2 Year Fixed rate, 65% LTV with £0 fee - increased from 2.99% to 3.39%

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.69% to 2.94%
  • 2 Year Fixed rate, 75% LTV with £995 fee - increased from 2.79% to 3.04%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.09% to 3.49%

  • 2 Year Fixed rate, 80% LTV with 2% fee - increased from 2.89% to 3.39%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 4.39%
  • 2 Year Fixed rate, No Limit LTV with £0 fee - increased from 3.99% to 4.49%

  • 3 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.64% to 2.99%
  • 3 Year Fixed rate, 65% LTV with £995 fee - increased from 2.74% to 3.04%
  • 3 Year Fixed rate, 65% LTV with £0 fee - increased from 3.09% to 3.39%

  • 3 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.74% to 3.09%
  • 3 Year Fixed rate, 75% LTV with £995 fee - increased from 2.84% to 3.14%
  • 3 Year Fixed rate, 75% LTV with £0 fee - increased from 3.19% to 3.49%

  • 5 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.64% to 3.09%
  • 5 Year Fixed rate, 65% LTV with £995 fee - increased from 2.79% to 3.14%
  • 5 Year Fixed rate, 65% LTV with £0 fee - increased from 3.19% to 3.34%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.74% to 3.19%
  • 5 Year Fixed rate, 75% LTV with £995 fee - increased from 2.89% to 3.24%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.29% to 3.44%

  • 5 Year Fixed rate, 80% LTV with 2% fee - increased from 3.59% to 3.79%

  • 10 Year Fixed rate, 65% LTV with £1,995 fee - increased from 2.74% to 3.19%

Existing Customers - Large Portfolio Buy to Let - Switchers Only

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.69% to 2.94%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.09% to 3.49%

  • 2 Year Fixed rate, 80% LTV with 2% fee - increased from 2.89% to 3.39%
  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 4.39%
  • 2 Year Fixed rate, No Limit LTV with £0 fee - increased from 3.99% to 4.49%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 2.99% to 3.09%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.39% to 3.49%
  • 5 Year Fixed rate, 80% LTV with 2% fee - increased from 3.59% to 3.79%

Existing Customers - Limited Company Buy to Let - Switchers Only

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.19% to 3.59%
  • 2 Year Fixed rate, 75% LTV with £0 fee - increased from 3.49% to 3.99%

  • 2 Year Fixed rate, 80% LTV with £0 fee - increased from 3.89% to 4.29%
  • 2 Year Fixed rate, No Limit LTV with £0 fee - increased from 3.99% to 4.49%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - increased from 3.39% to 3.59%
  • 5 Year Fixed rate, 75% LTV with £0 fee - increased from 3.59% to 3.99%

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