New business rate change

From Thursday 12 May 2022, we'll be making rate changes to our New Business and Existing Customer ranges.

Please see below for full details:

New Business - Limited Company Buy to Let - Purchase, Remortgage & Further Advance (Free Valuation)

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - reduced from 3.44% to 3.24%
  • 2 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.49% to 3.29%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.89% to 3.54%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - reduced from 3.49% to 3.19%
  • 5 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.59% to 3.24%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.89% to 3.47%

New Business - Limited Company Buy to Let - Remortgage Only (Free Valuation & Free Legals)

  • 2 Year Fixed rate, 75% LTV with £1,995 fee - reduced from 3.69% to 3.39%
  • 2 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.74% to 3.54%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 4.14% to 3.79%

  • 5 Year Fixed rate, 75% LTV with £1,995 fee - reduced from 3.59% to 3.24%
  • 5 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.69% to 3.30%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.99% to 3.57%

New Business - Limited Company Buy to Let - Green Further Advance Only* (Free Standard Valuation)* available where 100% of funds will be used for Green improvements to the security (see lending criteria for more details)

  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.49% to 3.19%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.49% to 3.19%

New Business - Limited Company Houses in Multiple Occupation (HMO) - Purchase, Remortgage & Further Advance

  • 2 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.49% to 3.14%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.89% to 3.34%

  • 5 Year Fixed rate, 75% LTV with £995 fee - reduced from 3.59% to 3.35%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 3.89% to 3.49%

New Business - Buy to Let - Purchase and Remortgage

  • 2 Year Tracker rate, 65% LTV with £1,995 fee - increased from 1.39% to 1.64%
  • 2 Year Tracker rate, 65% LTV with £0 fee - increased from 1.84% to 2.09%
  • 2 Year Tracker rate, 75% LTV with £1,995 fee - increased from 1.49% to 1.74%
  • 2 Year Tracker rate, 75% LTV with £0 fee - increased from 1.94% to 2.19%

New Business - Buy to Let - Purchase and Remortgage (Free Standard Valuation & £400 Cashback)

  • 2 Year Tracker rate, 65% LTV with £1,995 fee - increased from 1.49% to 1.74%
  • 2 Year Tracker rate, 65% LTV with £0 fee - increased from 2.04% to 2.29%
  • 2 Year Tracker rate, 75% LTV with £1,995 fee - increased from 1.59% to 1.84%
  • 2 Year Tracker rate, 75% LTV with £0 fee - increased from 2.14% to 2.39%

New Business - Buy to Let – Remortgage Only (Free Standard Valuation & Free Legals)

  • 2 Year Tracker rate, 65% LTV with £1,995 fee - increased from 1.49% to 1.74%
  • 2 Year Tracker rate, 65% LTV with £0 fee - increased from 2.04% to 2.29%
  • 2 Year Tracker rate, 75% LTV with £1,995 fee - increased from 1.59% to 1.84%
  • 2 Year Tracker rate, 75% LTV with £0 fee - increased from 2.14% to 2.39%


Existing Customers - Buy to Let - Switchers Only

  • 2 Year Tracker rate, 65% LTV with £1,995 fee - increased from 1.84% to 2.09%
  • 2 Year Tracker rate, 65% LTV with £0 fee - increased from 2.24% to 2.49%
  • 2 Year Tracker rate, 75% LTV with £1,995 fee - increased from 1.94% to 2.19%
  • 2 Year Tracker rate, 75% LTV with £0 fee - increased from 2.34% to 2.59%

Download our latest product guide