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Changes to our rental calculation and maximum LTV

Released: 29.04.2016

From Wednesday 11 May 2016, we're making changes to our affordability calculation and maximum LTV.

In order to help landlords safeguard positive cash flow, as future tax relief changes begin to phase in from next year (April 2017), we're increasing rental coverage requirement from 125% to 145% and reducing maximum LTV from 80% to 75%.

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Criteria changes

Released: 18.03.2016

We'll be making changes to our Leasehold property criteria and Houses in Multiple Occupation criteria for new cases received from Thursday 24 March.

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