Here to champion buy to let. Some things never change.

Landlords sit at the heart of the private rental sector. The Mortgage Works exists to support landlords to operate effectively, easily obtain financial support and understand their responsibilities.


 

Helping landlords with their responsibilities

Landlords are facing into greater and more complex regulation, which can become overwhelming.

Our responsibility extends beyond the rates we offer. Helping landlords do their job as easily and effectively as possible will allow more time to focus on the quality of properties and the wellbeing of tenants.

We will support by:

  • Simplifying complex regulation
  • Offering help beyond mortgages
  • Providing relevant and timely information

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We've changed how we look

But not our commitment to understand landlords’ needs and being a professional partner to our intermediaries.

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A thriving private rental sector recognises and values the positive role of landlords

One in five households live in private rented homes*, a well-functioning private rental sector will support a thriving society.

Private renters represent a diverse range of people playing important roles in our society and driving our economy, and look to landlords to provide homes to suit their needs.

With over 300,000 landlords choosing The Mortgage Works for their needs, we are committed to protecting landlords, using our size and scale to influence government and shape the wider rental sector for the better.

Our approach to buy to let mortgages

The Mortgage Works is the specialist lender of Nationwide Building Society and has supported Landlords with buy to let mortgages for over 30 years. Today we focus on offering a flexible approach to lending, with a range of mortgages designed for landlords:

  • Portfolio landlords
  • First-time landlords
  • Limited Company landlords
  • Self-employed landlords
  • Houses in Multiple Occupation

The Mortgage Works is home to over 700 dedicated and expert team members, providing support for just over 300,000 UK landlords.


*Source: Gov.uk English housing survey 2021 to 2022 published 15 December 2022