- Our dedicated, expert team supports you all the way through your application. If you have any questions we aim to answers calls within 2 minutes.
- We’ve been buy to let experts for over 30 years. We won the Best Buy to Let Mortgage Lender award at the Your Mortgage Awards for 2024-2025.
- We support more than 330,000 landlords with our wide range of mortgages.
- Our responsibility extends beyond mortgages. Check our news and insights for good practice advice and updates on the latest regulations.
Welcome to The Mortgage Works.
Landlords sit at the heart of the private rented sector, so we're here to champion buy to let.
We exist to help landlords operate effectively and focus on offering the best service and support.
We're the experts in buy to let
Can I apply for a buy to let mortgage?
Summary of eligibility criteria:
- Check you meet the basic eligibility, see our 'about you' criteria.
- There is no minimum income required. the amount you can borrow is linked to how much the property is let for.
- The minimum age is 21. No maximum age if you are an experience landlord, otherwise the maximum age is 70.
- The property is for residential letting and is in lettable condition.
What products are available?
We offer mortgages for:
- Standard buy to let and first time landlords
- Self employed landlords
- Portfolio landlords
- Limited Company
- Houses in Multiple Occupation
Ready to apply or want to know more?
To apply for a buy to let mortgage or ask any questions, you can get in touch with one of our buy to let mortgage consultants. Give us a call on 08000 288 572. We answer most calls within two minutes.
For advice about choosing a mortgage, please contact your broker.
Support throughout your journey
Landlords sit at the heart of the private rental sector. The Mortgage Works wants to help landlords operate effectively and understand their responsibilities. This means you have more time to focus on the quality of your properties and wellbeing of tenants.
Understand complex regulation and get relevant information: our news and insights section provides clear, timely updated to help you run your business.
Important:
All buy to let mortgages are subject to underwriting and criteria. Mortgages are secured on your property. You could lose your property if you do not keep up payments on your mortgage.