Limited Company buy to let

In a crowded market, original is always best. We're the long-standing leader in buy to let and have been most recommended by intermediaries*.

Information:

Limited Company now with instant Decision in Principle. You can get a DIP through TMW Online. KFIs can be obtained through your usual sourcing system.

Product features


  • Applications for purchase of a Director's main residence are considered.
  • Intercompany loans are accepted as a source of deposit
  • 125% Interest Cover Ratio (ICR) for Buy to Let (175% for HMOs).
  • Additional 0.10% gross procuration fee for Limited Company New Business applications.
  • 2 and 5 year fixed term and 2 year tracker products with free standard valuation.

  • Products available up to 80% LTV.
  • £750 cashback on our range of 5 year fixed rate remortgage products up to 75% LTV.
  • No limit to the number of properties your client can have with us.
  • No maximum age limit for experienced landlords at 65% LTV or less.

Pre-application requirements

Before your apply, there are a few points to consider. Some have been summarised below:

  • For a newly created Limited Company, please wait three working days before applying for any products.
  • A business bank account must be set up before applying for a Limited Company mortgage.
  • Only Special Purpose Vehicles (SPVs) with one or more of the following Standard Industrial Classification (SIC) codes are considered: 68100, 68201, 68209 and 68320.
  • We'll validate SPV information on Companies House to ensure it matches. There can be examples where you will get a decline message related to Unacceptable Person of Significant Control. Find out more in our lending criteria and Companies House pre-application check.

Go to Limited Company criteria

Product finder

Search our Limited Company products.

Go to our product finder

Maximum borrowing calculator

Find out how much your client could borrow by using our affordability calculator.

Start a calculation

Got a question?

Our expert team are ready to help face-to-face, online and on the phone.

*BVA BDRC research August 2025.

Portfolio landlords

Our portfolio landlord range includes purchase, remortgage and further advance options.

Portfolio landlords

Limited Company lending criteria

View our full criteria page including loan information and how to apply.

Limited Company criteria

Green further advance

Gives your client a lower initial interest rate than a standard further advance.

Read about green further advance