For some of our products we include the free standard legal fee service. Please check that your clients are eligible for this service and that none of the exclusions apply.
The free standard legal service is:
- Available for properties in England, Wales and mainland Scotland (unless otherwise stated)
- Applicable on selected purchase and remortgage products (please refer to the product finder for more information)
- Not available where applicants wish to choose their own solicitor.
We'll pay the standard legal fees for your client's property provided:
- The nominated conveyancer will be acting and providing a service for The Mortgage Works, only dealing with the legal aspects of your mortgage
- The registered legal title of the property at the Land Registry is under the name of the applicant, with no parties being added to or removed from the property's legal title
- No existing secured loans will remain on the property after our mortgage starts
- The legal title of the property is freehold or leasehold.
Some scenarios won't be eligible for the free legal fee service, and could require a separate legal firm to act (at the cost of the applicant). This is in conjunction with the remortgage transaction, for example;
- Cases which include lease extensions or changes
- Inherited properties
- Properties with 5 or more storeys
- Cases where the valuer raises concerns about fire safety.
These examples are not exhaustive, and you should check our full list of non-standard fees which your client may have to pay. Please download our free standard legal fee guide and ensure you provide a copy of this guide to your client. The acting conveyancer will send your client a full list of the non-standard fees in the initial instruction letter.
If your client decides not to use the conveyancer selected by us and/or takes independent legal advice, this will not be covered under a 'free standard legal fee service' scheme. In this instance, your client will need to select an alternative product, which could incur additional fees.
Download our England and Wales guides below for standard products
Download our Scotland guides below for standard products
Download our Limited Company guides below for standard products
The Mortgage Works reserves the right to request further information if deemed necessary.
