How to apply
Our tools and professional support help you all the way through the application process.
Portfolio landlords
Mortgage solutions designed to support portfolio landlords and their borrowing needs.
Whether buying, remortgaging or expanding, we provide the products and expertise to help.
Our mortgages
We offer purchase, remortgage and further advance options for:
- Portfolio landlords (four or more mortgaged buy to let properties in the UK).
- Large portfolio landlords (11 or more mortgaged buy to let properties in the UK).
- House in multiple occupation (HMO) portfolio landlords.
- Limited Company portfolio landlords.
Key features
- No limit to the number of properties.
- Up to £10 million of borrowing.
- No minimum personal income requirement.
- No maximum age for experienced landlords borrowing up to 70% LTV.
- Free standard valuations, legal services and cashback available on selected products.
- Extra 0.10% procuration fee for large portfolios.
Eligibility
Use our Portfolio Checker to find out if your client's portfolio is likely to fit The Mortgage Works criteria.
Learn more about our criteria and how we assess affordability.
Go to portfolio lending criteria
Find your client's maximum borrowing amount and required rental income:
Help and support
Connect with our team of experienced advisers for pre-application questions and help with TMW Online technical issues.
Find a regional Business Development Manager (BDM) to support you with product and policy information and advice on applications.
- Tick icon Find a product
- Tick icon Check portfolio eligibility, affordability and lending criteria
- Tick icon Apply online
