We define a portfolio landlord as a borrower with four or more distinct mortgaged Buy to Let UK rental properties.
Portfolio landlords
- Tick icon No minimum personal income requirement.
- Tick icon No maximum age, if your client is an experienced landlord borrowing up to 65% LTV.
- Tick icon No limit to the number of properties your client can have and up to £7.5 million of borrowing.
- Tick icon Access to our Portfolio Review, a new tool to help make the most of your client’s portfolios.
You can read our full portfolio landlord criteria below.
Use our Portfolio checker
Find out if your client's portfolio is likely to fit The Mortgage Works criteria.
Portfolio over 10 mortgaged properties?
If your client has more than 10 mortgaged Buy to Let properties, they'll have access to our dedicated Large Portfolio product range.
We'll pay an additional 0.10% gross procuration fee for new Large Portfolio applications, payable via your usual Mortgage Club or Network.
Our portfolio landlord products include:
- Tick icon Purchase, remortgage and further advance product ranges.
- Tick icon Free standard valuation, free legals and cashback options.
- Tick icon Available for Limited Company and HMO applications.
You can search our portfolio landlord product using our product finder.
Got a question?
Our expert team are ready to help face-to-face, online and on the phone.
- Find your BDM
- Contact our Dedicated Broker Support team through Broker Chat or over the phone.
Green Further Advance
Gives your client a lower initial interest rate than a standard further advance. All of the advance must be spent on energy efficient home improvements.
Read about Green Further AdvanceA-Z lending criteria
If you can't find what you're looking for, check out our full A-Z criteria page.
View our full lending criteriaLimited Company BTL
Available to first time, experienced and portfolio landlords. Offering a choice of 2 and 5 year fixed term and 2 year tracker products.
Limited Company BTL