Remortgage

From flexible lending and dedicated support to free legal options, discover the benefits of remortgaging your clients with The Mortgage Works.

Reasons to choose us

Up to £10m total borrowing

And no limit to the number of properties.

No maximum age

If your client is an experienced landlord borrowing up to 70%.

Free legal and valuation fees

On 2 and 5 year products up to 80% LTV.

  • Tick icon No minimum personal income requirement
  • Tick icon £750 cashback on our range of 5 year fixed rate remortgage products up to 75% LTV
  • Tick icon Limited Company remortgage rates available
  • Tick icon Case ownership for quicker decisions
  • Tick icon Designed for portfolio and amateur landlords, no property caps and high lending limits
  • Tick icon Intermediary support including our portfolio review tool, broker chat and access to Business Development Managers
  • Tick icon Maximum loan size per property
    • £500,000 up to 80% LTV
    • £1 million up to 75% LTV
    • £1.5 million up to 70% LTV
    • £2 million up to 50% LTV

Product finder

Our online product finder makes it easy to find the right buy to let product for your clients. Just enter a few details and we'll show you the latest deals available.

Product finder

Helping brokers place complex remortgage cases

An experienced landlord aged over 70 needed to remortgage 31 properties after reaching the end of their mortgage terms. The Mortgage Works offered a competitive solution, backed by portfolio systems that simplified the application process.

Combined with clear communication and proactive underwriting support, the result was a successful remortgage of all 31 properties on a 35-year term, providing greater flexibility and long-term certainty.
 

A-Z lending criteria

Search our A–Z lending criteria to find exactly what you're looking for

A-Z lending criteria

Calculators

Use our calculators to find out how much can be borrowed or the rental income loan required.

Use our calculators

Mortgage switch

Find out if your client is eligible to switch their mortgage and understand what options may be available to them.

Switch your client's mortgage deal