We're the best for professional landlords.

In everyone else's opinion.

Our large portfolio products are designed to support professional landlords with 11 or more mortgaged buy to let properties.

Choose us for your client's portfolio

Up to £10 million of borrowing

For clients with 11 or more properties

Scale and reliability of a mainstream lender

No limit on property numbers

Portfolio tools built for landlords

0.10% additional procuration fee

Make applications easier with dedicated tools

Before application: Portfolio Checker

Check your client's portfolio before applying. Enter total property value, total borrowing and annual rental income to get an instant indication of whether your client's portfolio is acceptable.

Complete Portfolio Checker

After application: Portfolio Review

When we send you a copy of your client's offer, we'll also provide a Portfolio Review. You can keep it for your records or use it to start a conversation about your client's future property and borrowing plans.

Find out how Portfolio Review works

Support portfolios of 11 or more properties with confidence

See how we handled a 31 property remortgage

The Mortgage Works systems and approach make portfolio applications significantly easier. I also value the fact that their large portfolio products are only priced at 75% loan to value, as this makes it much easier to manage client expectations around both rates and valuations.

Thanks to the continuous communication and proactive approach taken by the underwriter, the overall process was completed much more quickly than I had anticipated. The free legal service was excellent too, and I can confidently say that my experience with both the underwriter and free legals was among the best I can recall, particularly given the size and complexity of the portfolio.” Steve MIntermediary

Find the right product for your client

If your client has 11 or more mortgaged buy to let properties, large portfolio products are available for buy to let, let to buy and houses in multiple occupation (HMO) applications.

If your client is buying or remortgaging through a Limited Company, you should select a Limited Company product regardless of portfolio size.

Use our Product Finder to see which products are available for your client.

Go to Product Finder

Discover more reasons to choose us

See how The Mortgage Works compares to a competitor.

The Mortgage Works

Total lending exposure: up to £10m (60% LTV).

Maximum loan size: up to £2m (50% LTV), £1.5m (70% LTV), £1m (75% LTV), £500K (80% LTV).

Borrowing for larger portfolios: for complex portfolios with unlimited properties and dedicated case ownership.

BM Solutions

Total lending exposure: up to £5m total lending cap.

Maximum loan size: up to £2m (65% LTV), £1m (75%), £350K (80% LTV EPC A-C only).

Borrowing for larger portfolios: restricted - capped at 10 properties, capped exposure, tighter LTV tiers.  

Comparison analysis completed on 3 September 2026. Comparison can be verified at: bmsolutions.co.uk/personal-criteria

Find a deal for your client

Use our Product Finder to see relevant products from our range.

Go to Product Finder

Help and support

For pre-application questions and TMW Online queries:

Go to Broker Chat

For product and policy information or advice on applications:

Find your BDM