- We have a dedicated team of experts to support your all the way through your application.
- There is no minimum income required. The amount you can borrow is linked to how much the property is let for.
- The minimum age is 21. No maximum age if you are an experienced landlord, otherwise the maximum age is 70.
- No limit to the number of properties you can have and up to £7.5 million of borrowing.
- We accept first time and self employed landlords.
Welcome to The Mortgage Works.
We specialise in buy to let mortgages. If you are starting out or growing your portfolio, we have a range of mortgages designed for landlords.
Why choose The Mortgage Works?
What mortgages do we offer?
We offer a wide range of buy to let mortgages, including options for landlords with a larger portfolio, Limited Companies, and Houses in Multiple Occupancy (HMOs).
What mortgage rate could I get?
Use our online mortgage rate finder to see what buy to let mortgages could be right for you.
Ready to apply or want to know more?
1. Check eligibility
Your eligibility
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Check you meet the basic eligibility, see our 'about you' criteria.
About the property
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The property must be used for residential letting and be in a lettable condition.
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We accept new build applications.
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There’s no limit to the number of properties you can have in your portfolio, up to £7.5 million lending.
This is just a summary of our key criteria. Check our eligibility criteria for more details.
2. Speak to us
To apply for a buy to let mortgage or ask any questions, you can get in touch with one of our buy to let mortgage consultants. Give us a call on 08000 288 572. We answer most calls within two minutes.
For advice about choosing a mortgage, please contact your broker.
Important:
All buy to let mortgages are subject to underwriting and criteria. Mortgages are secured on your property. You could lose your property if you do not keep up payments on your mortgage.
We're the experts in buy to let
- Our dedicated expert team supports you all the way through your application and beyond. If you have any questions we aim to answer calls within 2 minutes.
- We support more than 330,000 landlords with our wide range of mortgages.
- We've been buy to let experts for over 30 years. We won the best Buy to Let Mortgage Lender award at the Your Mortgage Awards for 2024-2025.
- Our responsibility extends beyond mortgages. Check our news and insights for good practice advice and updates on the latest regulations.