Maximum age at application
- There is no maximum age at application for experienced landlords borrowing up to 70% LTV, increased from the previous limit of 65% LTV.
- First time landlords can now apply up to 75 years of age on applications up to 70% LTV, giving more clients access to our mortgage options.
Maximum exposure
- We've increased our maximum exposure limit to £10 million, up from £7.5 million, providing greater borrowing capacity for landlords looking to grow or manage larger portfolios.
Interfamily sales
- We now accept interfamily sale applications, where the applicant(s) is buying the property from an eligible family member, providing additional flexibility for clients. This is subject to meeting our standard private sale criteria.
Intercompany loans
- We've now introduced a new intercompany loan agreement template, helping streamline the application process where intercompany loans are used as part of the transaction.