New Business rate changes

04/08/2023

From Saturday 5 August we'll be making rate reductions to our New Business fixed range.

Please see below for full details:

Buy to Let - Purchase and Remortgage

1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.64% to 4.99%

2 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.79% to 4.99%
2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.99% to 6.29%
2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.29% to 6.49%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.09%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.04% to 6.39%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.54% to 6.59%

2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.04% to 6.49%
2 Year Fixed rate, 80% LTV with £0 fee - reduced from 8.04% to 7.49%

5 Year Fixed rate, 55% LTV with 3% fee - reduced from 5.69% to 5.14%
5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 6.09% to 5.59%
5 Year Fixed rate, 55% LTV with £0 fee - reduced from 6.29% to 5.74%

5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.74% to 5.19%
5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.14% to 5.64%
5 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.34% to 5.79%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.79% to 5.29%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.29% to 5.74%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.39% to 5.89%

5 Year Fixed rate, 80% LTV with 2% fee - reduced from 6.69% to 6.19%
5 Year Fixed rate, 80% LTV with £0 fee - reduced from 7.24% to 6.59%

Buy to Let - Purchase and Remortgage - Free Standard Valuation & £400 Cashback

1 Year Fixed rate, 75% LTV with 2% fee - reduced from 6.19% to 5.79%

2 Year Fixed rate, 65% LTV with 3% fee - reduced from 6.29% to 5.64%
2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 7.14% to 6.49%
2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.79% to 7.14%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.44% to 5.74%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.34% to 6.54%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.94% to 7.24%

2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.39% to 6.84%
2 Year Fixed rate, 80% LTV with £0 fee - reduced from 8.39% to 7.84%

5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.84% to 5.34%
5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.24% to 5.74%
5 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.44% to 5.89%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.94% to 5.44%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.34% to 5.84%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 5.99%

5 Year Fixed rate, 80% LTV with 2% fee - reduced from 6.84% to 6.34%
5 Year Fixed rate, 80% LTV with £0 fee - reduced from 7.39% to 6.74%

10 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.89% to 5.39%

10 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.99% to 5.49%

Buy to Let - Remortgage Only - Free Standard Valuation & Free Legals

1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.99% to 5.59%

2 Year Fixed rate, 65% LTV with 3% fee - reduced from 6.04% to 5.39%
2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 7.04% to 6.39%
2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.54% to 6.89%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.19% to 5.49%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.24% to 6.44%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.69% to 6.99%

5 Year Fixed rate, 55% LTV with 3% fee - reduced from 5.74% to 5.24%
5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 6.14% to 5.64%
5 Year Fixed rate, 55% LTV with £0 fee - reduced from 6.39% to 5.84%

5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.79% to 5.29%
5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.19% to 5.69%
5 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.44% to 5.89%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.39%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.29% to 5.79%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 5.99%

Buy to Let - Further Advance Only

2 Year Fixed rate, 65% LTV with 3% fee - reduced from 6.04% to 5.39%
2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.54% to 6.89%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.19% to 5.49%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.69% to 6.99%

2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.39% to 6.84%
2 Year Fixed rate, 80% LTV with £0 fee - reduced from 8.39% to 7.84%

5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.79% to 5.29%
5 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.44% to 5.89%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.39%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 5.99%

5 Year Fixed rate, 80% LTV with 2% fee - reduced from 6.99% to 6.34%
5 Year Fixed rate, 80% LTV with £0 fee - reduced from 7.39% to 6.74%

Buy to Let - Free Standard Valuations - Green Further Advance Only - available where 100% of funds will be used for Green improvements to the security

5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.19% to 5.49%

Let to Buy - Free Standard Valuations and Cashback - Remortgage Only

2 Year Fixed rate, 65% LTV with 3% fee - reduced from 6.49% to 5.84%
2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 7.34% to 6.69%
2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.99% to 7.34%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.64% to 5.94%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.54% to 6.74%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.14% to 7.44%

2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.59% to 7.04%

5 Year Fixed rate, 65% LTV with 3% fee - reduced from 6.04% to 5.54%
5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.44% to 5.94%
5 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.64% to 6.09%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.14% to 5.64%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.54% to 6.04%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.69% to 6.19%

5 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.04% to 6.54%

Houses in Multiple Occupation - Purchase, Remortgage and Further Advance

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.64% to 6.39%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.89% to 7.64%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.14% to 7.89%

Large Portfolio Buy to Let - Free Standard Valuations and Free Standard Legals - Remortgage Only

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.59% to 5.89%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.64% to 6.84%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.04% to 7.39%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.29% to 5.79%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.69% to 6.19%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.89% to 6.39%

Large Portfolio Buy to Let - Free Standard Valuations & Cashback - Purchase and Remortgage

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.84% to 6.14%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.74% to 6.94%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.34% to 7.64%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.34% to 5.84%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.74% to 6.24%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.94% to 6.39%

Large Portfolio Buy to Let - Free Standard Valuations - Further Advances Only

2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.84% to 7.39%

5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.79% to 6.39%

Large Portfolio Buy to Let - Free Standard Valuations - Further Advances Only - available where 100% of funds will be used for Green improvements to the security

5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.19% to 5.49%

Large Portfolio Let to Buy - Free Standard Valuations & Cashback - Remortgage Only

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 7.04% to 6.14%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.54% to 5.84%

Large Portfolio House in Multiple Occupation - Purchase, Remortgage and Further Advance

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.74% to 6.39%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.34% to 6.29%

Limited Company Buy to Let - Free Standard Valuation - Purchase, Remortgage and Further Advance

1 Year Fixed rate, 75% LTV with 2% fee - reduced from 6.54% to 5.99%

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.58% to 5.99%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.67% to 6.99%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.14% to 7.49%

2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.84% to 7.29%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.38% to 5.99%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.84% to 6.49%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.14% to 6.79%

5 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.14% to 6.84%
5 Year Fixed rate, 80% LTV with £0 fee - reduced from 7.69% to 7.24%

Limited Company Buy to Let - Free Standard Valuations and Free Standard Legals Products - Remortgage Only

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.84% to 6.49%
2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.84% to 7.49%
2 Year Fixed rate, 75% LTV with £0 fee - reduced from 8.34% to 7.99%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.44% to 6.29%
5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.88% to 6.64%
5 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.24% to 6.89%

Limited Company Buy to Let - Free Standard Valuations - Green Further Advance Only - available where 100% of funds will be used for Green improvements to the security

5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.94% to 5.99%

Limited Company Houses in Multiple Occupation - Purchase, Remortgage & Further Advance

2 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.78% to 6.39%

5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.38% to 6.29%

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