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Stamp duty holiday deadline is Wednesday 31 March 2021

Please make sure you allow enough time for the mortgage application and legal work to complete to meet eligibility criteria.

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Product finder

Make sure your clients are getting our most appropriate deals by letting our product finder do all the hard work for you.

You might also want to use our How much can be borrowed calculator, or work out the rental income required for the desired loan amount.

To see our switcher products, please view our latest switcher guide.

All rates correct as of 12 November 2020

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Important information This will reveal additional content

Free standard valuation and free standard legal fee or cashback products are available through TMW Online for single property applications.

All arrangement fees may be added to the loan.
Interest will be charged.

Switch to Fix option allows an applicant to switch to an existing customer fixed rate, within the same product range, at any time during the benefit period without incurring early repayment charges.

Find out more about our products that offer free standard legal fees.

Remortgaging existing residential properties

All first time and experienced landlord applicants who are remortgaging their existing residential property as a Buy to Let must choose from the Let to Buy product range.

If your client is remortgaging their current residential property as a Buy to Let with The Mortgage Works, they can apply for their onward residential mortgage with Nationwide.

Our dedicated Let to Buy product range offers cashback, in addition to the free valuation that comes as standard with all The Mortgage Works Let to Buy products.

This joint proposition is only available through intermediaries. For details on how to submit cases for simultaneous The Mortgage Works and NFI applications, please read our Let to Buy processing guide.

View our full lending criteria

Early Repayment Charges (ERCs) This will reveal additional content

ERCs Until	Product type
ERCs Until	Lifetime Variable	2 Year Fixed	5 Year Fixed
31/07/21	2%	3%	6%
31/01/22		3%	6%
31/01/23		2%	5%
31/01/24			4%
31/01/25			3%
31/01/26			2%

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