Product finder

Make sure your clients are getting our most appropriate deals by letting our product finder do all the hard work for you.

To see our switcher products, please view our latest switcher guide

All rates correct as of 28 November 2023

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Product term
Max LTV
Product fees
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Important information

Free standard valuation and free standard legal fees or cashback products are available through TMW Online for single property applications. Find out more about our products that offer free standard legal fees.

  • All product fees may be added to the loan, subject to affordability. Interest will be charged.
  • Switch to Fix option allows an applicant to switch to an existing customer fixed rate, within the same product range, at any time during the benefit period without incurring early repayment charges.
  • View our criteria on Remortgaging existing residential properties.

Early Repayment Charges (ERCs)



ERCs Until
Product type
Lifetime
Variable		 1 Year
Fixed		 2 Year
Tracker		 2 Year
Fixed		 3 Year
Fixed		 5 Year
Fixed		 10 Year
Fixed
 31/07/24
0.75%
  1.50%
0.75%
3%
 4% 
5%
7%
 31/01/25
  1.50%
0.75%
3%
 4%
5%
7%
 31/01/26
    
0.50%
2%
 3% 
5%
7%
 31/01/27
         2%
4%
7%
 31/01/28
          
3%
7%
 31/01/29
          
2%
6%
 31/01/30
            
5%
 31/01/31
            
4%
 31/01/32
            
3.50%
 31/01/33
            
2.50%
 31/01/34
            
1.50%

New business product guide

Take a look at our product guide to give you more information on our best rates and product features.

New business product guide

A-Z criteria

Search our A-Z criteria to find what you’re looking for.

View our full lending criteria

Calculators

Use our calculators to find out how much can be borrowed or the rental income loan required.

Use our calculators