Product finder

Product finder

Due to the government’s guidelines, Dedicated Broker Support phone lines aren't available until further notice. Use Broker Chat from 9am to 5pm for your pre-application queries.

Additionally, the Updates team are only dealing with completion queries and have reduced opening hours from 9am-12noon.

You can check for lending criteria here, case updates here or service updates here.

Procuration fees will be paid on time and as normal via your nominated Corporate Account.

Thank you for helping us during this challenging period.

Make sure your clients are getting our most appropriate deals by letting our product finder do all the hard work for you.

To see our switcher products, please view our latest switcher guide.

All rates correct as of 31 March 2020

Important information This will reveal additional content

Free standard valuation and free standard legal fee or cashback products are available through TMW Online for single property applications.

All arrangement fees may be added to the loan.
Interest will be charged.

Switch to Fix option allows an applicant to switch to an existing customer fixed rate, within the same product range, at any time during the benefit period without incurring early repayment charges.

Find out more about our products that offer free standard legal fees.

Remortgaging existing residential properties

All first time and experienced landlord applicants who are remortgaging their existing residential property as a Buy to Let must choose from the Let to Buy product range.

If your client is remortgaging their current residential property as a Buy to Let with The Mortgage Works, they can apply for their onward residential mortgage with Nationwide.

Our dedicated Let to Buy product range offers cashback, in addition to the free valuation that comes as standard with all The Mortgage Works Let to Buy products.

This joint proposition is only available through intermediaries. For details on how to submit cases for simultaneous The Mortgage Works and NFI applications, please read our Let to Buy processing guide.

View our full lending criteria

Early Repayment Charges (ERCs) This will reveal additional content

ERCs Until	Product type
ERCs Until	Lifetime Variable	2 Year Tracker	2 Year Fixed	3 Year Fixed	5 Year Fixed	10 Year Fixed (with 10 years ERC)	10 Year Fixed (with 5 years ERC)
30/11/20	2%	2%	3%	4%	6%	7%	7%
31/05/21		2%	3%	4%	6%	7%	7%
31/05/22		1%	2%	3%	5%	7%	7%
31/05/23				2%	4%	7%	7%
31/05/24					3%	7%	7%
31/05/25					2%	6%	6%
31/05/26						5%	0%
31/05/27						4%	0%
31/05/28						3%	0%
31/05/29						2%	0%
31/05/30						1%	0%

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