Portfolio landlords

We define a portfolio landlord as a borrower with four or more distinct mortgaged Buy to Let UK rental properties.

Key features include:

  • No minimum personal income requirement.
  • No maximum age, if your client is an experienced landlord borrowing up to 65% LTV.
  • No limit to the number of properties your client can have and up to £5million of borrowing.
  • Access to our Portfolio Review, a new tool to help make the most of your client’s portfolios.

You can read our full portfolio landlord criteria below.

Portfolio landlord criteria

Use our Portfolio checker

Find out if your client's portfolio is likely to fit TMW criteria.

Use our checker

Does your client meet our lending criteria?

Our comprehensive lending criteria lists our policies in alphabetical order.

Criteria A-Z


Portfolio over 10 mortgaged properties?

If your client has more than 10 mortgaged Buy to Let properties, they'll have access to our dedicated Large Portfolio product range.

We'll pay an additional 0.10% gross procuration fee for new Large Portfolio applications, payable via your usual Mortgage Club or Network.

Our portfolio landlord products include:

  • Purchase, remortgage and further advance product ranges.
  • Free standard valuation, free legals and cashback options.
  • Available for Limited Company and HMO applications.

You can search our portfolio landlord product using our product finder.

Got a question?

Our expert team are ready to help face-to-face, online and on the phone.

Green Further Advance

Gives your client a lower initial interest rate than a standard further advance. All of the advance must be spent on energy efficient home improvements.

Read about Green Further Advance

Limited Company BTL

Available to first time, experienced and portfolio landlords. Offering a choice of 2 and 5 year fixed term and 2 year tracker products.Limited Company BTL