How much can be borrowed calculator

Please note:

To reflect the different taxable income levels of applicants, we have a range of ICRs that are applicable dependant on the customer and/or application. To ensure the correct ICR is applied, please read our ICR criteria.
Results are displayed using the lowest pay rate within each segment. In some scenarios, where affordability is subject to a minimum stress rate of pay rate plus a percentage (e.g. 2%), selecting a higher rate product may reduce lending amounts. Please check our stress rates and interest cover ratio criteria for more information.

Property or loan details

Is the client applying as a limited company?

Purchase

At completion, will the client have more than 10 mortgaged BTL properties?

Purchase

Mortgage type

Purchase

Error: Please specify a mortgage type.

What's the application type?

Purchase

What's the Interest Cover Ratio (ICR)?

BTL High rate tax 145%

What's the property's estimated purchase price or valuation?

Error: Property must be valued at £50,000 or more.

What's the property's estimated monthly rental income?

Error: Estimated rental income must be between £1 and £99,999.

Calculate

N.B. This communication, and the business activity that it relates to, is for professional

intermediaries only. This communication isn’t for customer use. If you’re not a professional

intermediary, you mustn’t rely upon this communication.

‡ All product fees may be added to the loan. Interest will be charged.

† Free standard valuation and free standard legals or cashback products

This calculator shows the maximum amount available at the product’s LTV, based on TMW’s loan size restrictions. In some instances (e.g. at 50% and 70% LTV) the maximum loan amount available may be higher than displayed. Please check our maximum loan per property criteria for more information.

Products are available through TMW Online.