Rental income required calculator

Please note:

  • To reflect the different taxable income levels of applicants, we have a range of ICRs that are applicable dependant on the customer and/or application. To ensure the correct ICR is applied, please read our ICR criteria.
  • Results are displayed using the lowest pay rate within each segment. In some scenarios, where affordability is subject to a minimum stress rate of pay rate plus a percentage (e.g. 2%), selecting a higher rate product may increase the rental required. Please check our stress rates and interest cover ratio criteria for more information.
Property or loan details

Error: Please specify a mortgage type.

BTL High rate tax 145%

Error: Property must be valued at £50,000 or more.

Error: For HMO products, the loan amount must not be higher than £750,000.

Error: The loan amount must be between £25,001 and £1,500,000.

Error: Loan required cannot be greater than the purchase price or valuation.

N.B. This communication, and the business activity that it relates to, is for professional
intermediaries only. This communication isn’t for customer use. If you’re not a professional
intermediary, you mustn’t rely upon this communication.

‡ All product fees may be added to the loan. Interest will be charged.  

Products are available through TMW Online.