Rate reductions

From Wednesday 15 November, we're reducing selected rates across our New Business and Existing Customer Switchers product range.

Please see below for full details:

New Business

Buy to Let - Purchase and Remortgage

  • 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 4.49% to 4.34%

  • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.49% to 4.34%
  • 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.64% to 5.44%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.89% to 5.79%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.74% to 4.49%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.74% to 5.54%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.99% to 5.84%

  • 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.69% to 4.49%
  • 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 4.99% to 4.84%
  • 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.24% to 4.99%

  • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.74% to 4.54%
  • 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.04% to 4.89%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.29% to 5.09%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.94% to 4.74%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.29% to 5.09%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.44% to 5.24%

Buy to Let - Purchase and Remortgage (Free Standard Valuation & £400 Cashback)

  • 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.24% to 5.09%

  • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.99% to 4.84%
  • 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.84% to 5.64%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.49% to 6.39%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.99% to 5.79%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.44%

  • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
  • 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.19% to 5.04%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.39% to 5.24%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.89%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.44% to 5.19%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.44%

Buy to Let - Remortgage Only (Free Standard Valuation & Free Legals)

  • 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 4.99% to 4.84%

  • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
  • 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.79% to 5.59%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.19% to 6.09%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.74%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.89% to 5.69%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

  • 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.79% to 4.64%
  • 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.09% to 4.89%
  • 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.34% to 5.14%

  • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
  • 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.14% to 4.94%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.39% to 5.19%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.84%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.39% to 5.14%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%

Buy to Let - Further Advance Only

  • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.19% to 6.09%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.74%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

  • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.39% to 5.19%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.84%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%

Let to Buy - Free Standard Valuations and Cashback - Remortgage Only

  • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.19% to 5.04%
  • 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 6.04% to 5.84%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.69% to 6.59%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.44% to 5.19%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.19% to 5.99%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.79% to 6.64%

  • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.04% to 4.89%
  • 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.39% to 5.24%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.59% to 5.44%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.19% to 5.09%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.64% to 5.39%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.74% to 5.64%

Large Portfolio Buy to Let - Fixed Rate Products - Free Standard Valuations and Free Standard Legals - Remortgage Only

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.74%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.89% to 5.69%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.84%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.39% to 5.14%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%

Large Portfolio Buy to Let - Fixed Rate Products - Free Standard Valuations & Cashback - Purchase and Remortgage

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.99% to 5.79%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.44%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.89%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.44% to 5.19%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.44%

    • Large Portfolio Buy to Let - Fixed Rate Products - Free Standard Valuations - Further Advances Only

    • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

    • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%

    Large Portfolio Let to Buy - Fixed Rate Products - Free Standard Valuations & Cashback - Remortgage Only

    • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.44% to 5.19%

    • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.19% to 5.09%

    Existing Customer Switchers

    Buy to Let Fixed Products - Switcher Product Range

    • 2 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.49% to 4.34%
    • 2 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.74% to 5.44%
    • 2 Year Fixed rate, 55% LTV with £0 fee - reduced from 6.09% to 5.94%

    • 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
    • 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.79% to 5.49%
    • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.19% to 5.99%

    • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.74%
    • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.89% to 5.64%
    • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

    • 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.79% to 4.64%
    • 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.09% to 4.89%
    • 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.34% to 5.14%

    • 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.84% to 4.69%
    • 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.14% to 4.94%
    • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.39% to 5.19%

    • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.84%
    • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.39% to 5.14%
    • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%

    Large Portfolio Fixed Products - Switcher Product Range

    • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.74%
    • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.89% to 5.69%
    • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.29% to 6.14%

    • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.99% to 4.84%
    • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.39% to 5.14%
    • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.54% to 5.39%
    Download our latest new business product guide Download our switcher product guide