From Saturday 28 October, we're reducing selected rates across our New Business and Existing Customer Switchers product range.
Please see below for full details:
New Business
Buy to Let - Purchase and Remortgage
- 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 4.74% to 4.49%
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.74% to 4.49%
- 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.69% to 5.64%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.99% to 5.89%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 4.79% to 4.74%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.79% to 5.74%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.19% to 5.99%
- 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.84% to 4.69%
- 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.14% to 4.99%
- 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.44% to 5.24%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.89% to 4.74%
- 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.19% to 5.04%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.49% to 5.29%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.14% to 4.94%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.49% to 5.29%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.69% to 5.44%
Buy to Let - Purchase and Remortgage - Free Standard Valuation & £400 Cashback
- 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.49% to 5.24%
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.34% to 4.99%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.94% to 6.49%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.49% to 5.24%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.99% to 6.59%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.04% to 4.84%
- 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.39% to 5.19%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.64% to 5.44%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Buy to Let - Remortgage Only - Free Standard Valuation & Free Legals
- 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.39% to 4.99%
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.99% to 4.84%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.29% to 6.19%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.94% to 5.89%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.94% to 4.79%
- 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.24% to 5.09%
- 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.54% to 5.34%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.99% to 4.84%
- 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.29% to 5.14%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Buy to Let - Further Advance Only
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.99% to 4.84%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.29% to 6.19%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.99% to 4.84%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Buy to Let - Green Further Advance Only - Free Standard Valuations (available where 100% of funds will be used for Green improvements to the security) (see lending criteria for more details)
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.29% to 5.19%
Let to Buy - Remortgage Only - Free Standard Valuation & £400 Cashback
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.54% to 5.19%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 7.14% to 6.69%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.69% to 5.44%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.19% to 6.79%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.24% to 5.04%
- 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.79% to 5.59%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.44% to 5.19%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.84% to 5.64%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.99% to 5.74%
Houses in Multiple Occupation - Purchase, Remortgage and Further Advance
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.79%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.39%
Large Portfolio Buy to Let - Remortgage Only - Free Standard Valuation & Free Legals
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.94% to 5.89%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Large Portfolio Buy to Let - Purchase and Remortgage - Free Standard Valuation & £400 Cashback
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.49% to 5.24%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.99% to 6.59%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.64% to 5.44%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Large Portfolio Buy to Let - Further Advances Only - Free Standard Valuations
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
Large Portfolio Buy to Let - Further Advances Only - Free Standard Valuations - (available where 100% of funds will be used for Green improvements to the security)
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.29% to 5.19%
Large Portfolio Let to Buy - Remortgage Only - Free Standard Valuation & £400 Cashback
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.69% to 5.44%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.44% to 5.19%
Large Portfolio Houses in Multiple Occupation - Purchase, Remortgage and Further Advance - Free Standard Valuation & £400 Cashback
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.79%
Limited Company Buy to Let - Purchase, Remortgage and Further Advance - Free Standard Valuation
- 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.84% to 5.49%
- 5 Year Fixed rate, 70% LTV with 5% fee - reduced from 5.44% to 5.19%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.24% to 6.14%
Limited Company Buy to Let - Remortgage Only - Free Standard Valuation & Free Legals
- 5 Year Fixed rate, 70% LTV with 5% fee - reduced from 5.49% to 5.29%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.84% to 5.79%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.34% to 6.19%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.44% to 6.39%
Limited Company Houses in Multiple Occupation - Purchase, Remortgage & Further Advance
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.79%
Existing Customer Switchers
Buy to Let products - Switcher product range
- 2 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.89% to 4.49%
- 2 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.79% to 5.74%
- 2 Year Fixed rate, 55% LTV with £0 fee - reduced from 6.34% to 6.09%
- 2 Year Fixed rate, 65% LTV with 3% fee - reduced from 4.94% to 4.84%
- 2 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.84% to 5.79%
- 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.39% to 6.19%
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.04% to 4.99%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.04% to 5.89%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 2 Year Fixed rate, 80% LTV with 2% fee - reduced from 5.99% to 5.79%
- 2 Year Fixed rate, 80% LTV with £0 fee - reduced from 6.99% to 6.79%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.29% to 6.99%
- 3 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.24% to 4.84%
- 3 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.89% to 5.59%
- 3 Year Fixed rate, 65% LTV with £0 fee - reduced from 6.24% to 5.94%
- 3 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.34% to 4.99%
- 3 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.99% to 5.74%
- 3 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.34% to 6.09%
- 5 Year Fixed rate, 55% LTV with 3% fee - reduced from 4.99% to 4.79%
- 5 Year Fixed rate, 55% LTV with £1,495 fee - reduced from 5.34% to 5.09%
- 5 Year Fixed rate, 55% LTV with £0 fee - reduced from 5.54% to 5.34%
- 5 Year Fixed rate, 65% LTV with 3% fee - reduced from 5.04% to 4.84%
- 5 Year Fixed rate, 65% LTV with £1,495 fee - reduced from 5.34% to 5.14%
- 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 5.59% to 5.39%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.64% to 5.39%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
- 5 Year Fixed rate, 80% LTV with 2% fee - reduced from 5.99% to 5.89%
- 5 Year Fixed rate, 80% LTV with £0 fee - reduced from 6.39% to 6.29%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 6.94% to 6.49%
Houses in Multiple Occupation - Switcher product range
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.84% to 5.49%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.94% to 6.79%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.34% to 6.99%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 8.49% to 7.99%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.79%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.39% to 6.14%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.39%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.24% to 6.99%
Large Portfolio - Switcher product range
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.04% to 4.99%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.04% to 5.89%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.49% to 6.29%
- 2 Year Fixed rate, 80% LTV with 2% fee - reduced from 5.99% to 5.79%
- 2 Year Fixed rate, 80% LTV with £0 fee - reduced from 6.99% to 6.79%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.29% to 6.99%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.24% to 4.99%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 5.64% to 5.39%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 5.79% to 5.54%
- 5 Year Fixed rate, 80% LTV with 2% fee - reduced from 5.99% to 5.89%
- 5 Year Fixed rate, 80% LTV with £0 fee - reduced from 6.39% to 6.29%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 6.94% to 6.49%
Large Portfolio Houses in Multiple Occupation - Switcher product range
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.84% to 5.49%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.94% to 6.79%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.34% to 6.99%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 8.49% to 7.99%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.79%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.39% to 6.14%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.39%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.24% to 6.99%
Limited Company - Switcher product range
- 2 Year Fixed rate, 80% LTV with 2% fee - reduced from 7.29% to 6.79%
- 2 Year Fixed rate, 80% LTV with £0 fee - reduced from 8.29% to 7.79%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 8.49% to 7.99%
- 5 Year Fixed rate, 70% LTV with 5% fee - reduced from 5.39% to 5.29%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.29% to 6.14%
- 5 Year Fixed rate, 80% LTV with 2% fee - reduced from 6.84% to 6.39%
- 5 Year Fixed rate, 80% LTV with £0 fee - reduced from 7.24% to 6.79%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.49% to 6.99%
Limited Company Houses in Multiple Occupation - Switcher product range
- 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.84% to 5.64%
- 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.94% to 6.79%
- 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.34% to 6.99%
- 2 Year Fixed rate, No Limit LTV with £0 fee - reduced from 8.49% to 7.99%
- 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.79%
- 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.39% to 6.14%
- 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.39%
- 5 Year Fixed rate, No Limit LTV with £0 fee - reduced from 7.49% to 6.99%