New Business rate reductions

From Thursday 28 September, we're reducing selected New Business rates across our Limited Company and Houses in Multiple Occupation (HMO) product ranges.

Please see below for full details:


HMO - Purchase, Remortgage and Further Advance

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.49%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 7.14% to 6.79%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.39% to 6.99%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.89%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.49% to 6.14%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.49%

Large Portfolio HMO - Fixed Rate Products - Purchase, Remortgage and Further Advance

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.49%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.89%

Limited Company Buy to Let - Fixed Rate Products - Free Standard Valuations - Purchase, Remortgage and Further Advance

  • 1 Year Fixed rate, 75% LTV with 2% fee - reduced from 5.99% to 5.84%

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.74% to 5.49%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.84% to 6.69%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.24% to 6.99%

  • 5 Year Fixed rate, 70% LTV with 5% fee - reduced from 5.49% to 5.44%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.69%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.49% to 6.24%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.59% to 6.29%

Limited Company Buy to Let - Fixed Rate Products - Free Standard Valuations and Free Standard Legals Products - Remortgage Only

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.69%
  • 2 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.99% to 6.84%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 7.49% to 7.19%
  • 5 Year Fixed rate, 70% LTV with 5% fee - reduced from 5.59% to 5.49%

  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 6.04% to 5.84%
  • 5 Year Fixed rate, 75% LTV with £1,495 fee - reduced from 6.54% to 6.34%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 6.84% to 6.44%

Limited Company HMO - Fixed Rate Products - Purchase, Remortgage and Further Advance

  • 2 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.89% to 5.49%
  • 5 Year Fixed rate, 75% LTV with 3% fee - reduced from 5.99% to 5.89%

Download our latest new business product guide